General Disclaimer

This disclaimer governs your use of the XPay platform and services. Please read it carefully.

No Warranty

The XPay platform and all related services are provided on an 'as is' and 'as available' basis without any warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. XPay does not warrant that the platform will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by applicable law, XPay, its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the platform, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, whether based on warranty, contract, tort, or any other legal theory.

No Professional Advice

Any information provided on the XPay website, blog, or through customer support is for general informational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. You should seek independent professional advice before making any financial decisions.

Third-Party Links & Services

The XPay platform may contain links to third-party websites or services that are not owned or controlled by XPay. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of third-party services is at your own risk.

Accuracy of Information

While XPay strives to ensure that all information on the platform is accurate and up to date, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any information. Exchange rates, fees, and transaction limits are subject to change without prior notice.

Force Majeure

XPay shall not be held liable for any failure or delay in performing its obligations where such failure or delay results from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government actions, network failures, blockchain congestion, or disruptions in financial infrastructure.